Category: Buying a Home

Mortgage Process for First Time Home Buyers

First time home buying can be an exhilarating and terrifying experience simultaneously. New terms, such as debt-to-income ratio, are thrown around at an alarming rate; real estate listings become a blur after several open houses. Stop right there: this process is not as daunting as it first may seem. A few key factors should be

How Much of a Down Payment Do I Need for a Home Purchase

For many people who want to buy a property on mortgage, they need to attach great significance to down payment. It is one of the most important factors related to buying a home.  You should some homework about it should be done before turning to your mortgage lender. How Much is the Minimum Down Payment Allowed?